Simple, transparent calculators.

Fast, private calculations with clear formulas and step-by-step math.
No noise, no sign-ups.

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Type to calculate · Enter equals · Esc clears · ⌫ deletes

The Calxy standard

Transparent math.
No black boxes.

Most calculators hand you a single number and stop. Calxy lays out the arithmetic: you can see the equation, substituted variables, and the reasoning behind each result.

01 / Proof

Verifiable Formulas

Every step laid out so you can confirm it in a spreadsheet.

02 / Privacy

100% In-Browser

Calculations run locally on your device.

03 / Freedom

Zero Paywalls

No registrations, paid tiers, or locked results.

Example: monthly amortization formulaFixed rate
Standard formulaM = P · [ r(1 + r)^n ] / [ (1 + r)^n − 1 ]
P (Principal)$350,000
r (Rate/mo)0.065 / 12
n (Months)360
Exact Monthly P&I:$2,212.24

Principal and interest only. Taxes and insurance are calculated separately.